1
Enter a stock symbol
Type the name you're considering—stock, call, or put.
THE MOMENT BEFORE THE TRADE
RichesReach Quick Checks a stock before you buy — Take, Wait, or Pass, with the why.
Before you buy,
get the why.
A good question can change your next move. Quick Check a stock, understand the risk, and see the reasoning before you put money in.
In the app: full plans + alerts · up to 3 Quick Checks each week · No bank connection required
See how it works More context. More considered decisions.
5s LOOP · SCAN → VERDICT
01 / QUICK CHECK
One question.
One question.
A more considered move.
NVDA, TSLA, SPY — whatever you were about to tap Buy on. Open the app, type the stock symbol, get a clear next step.
2
Choose your instrument
Tell Apex what you're thinking about taking—not just the name, but the trade shape.
3
Get your verdict—and the why
Apex returns TAKE, WAIT, or PASS with an Apex Score and plain-language reasoning.
Real app preview captured on iPhone. Screens show examples; Android appearance may vary.
The decision system
A clear next step.
A clear next step.
With context behind it.
Take, wait, or pass. Learn what each verdict means before deciding what to do next.
APEX 84
TAKE
Setup and timing are aligned. Risk remains within range.
APEX 67
WAIT
The setup is developing, but entry conditions have not cleared.
APEX 39
PASS
The risk does not justify this setup right now.
Illustrative scores and verdicts. A score is not a probability of profit; no verdict guarantees a result.
Apex intelligence
The reasoning matters
The reasoning matters
as much as the verdict.
Apex is the decision engine inside RichesReach—not a signal room, not a hype feed. It weighs setup quality, timing, liquidity, and risk before you act.
Apex Score
Setup quality and conviction on a 0–100 scale. Higher means more of the checklist has cleared—not a promise of profit.
Timing and confirmation
Apex separates a developing idea from one that's ready. WAIT means the thesis may be fine—but entry conditions haven't cleared yet.
Risk and permission
Volatility, liquidity, and guardrails can block a trade even when the chart looks good. PASS is often the disciplined choice — a pause when emotion wants to tap Buy.
Plain-language reasoning
Every verdict ships with a short explanation you can read in seconds—not a black box and not a guarantee.
Discipline at the moment of action
RichesReach is built to interrupt FOMO and chase — so you get a clear TAKE, WAIT, or PASS before an impulsive trade, not after.
BEYOND THE NEXT TRADEYour bigger picture
Your bigger picture
belongs here, too.
Start with Quick Check. Keep exploring the tools and knowledge that put your financial life in context.
YOUR MONEY IN CONTEXT
See beyond the ticker.
Explore portfolio and research tools, and Financial GPS for a wider view of net worth, financial health and longer-term goals.
Explore in the app ↗KNOWLEDGE THAT STAYS WITH YOU
Build the understanding.
Learn how to evaluate a stock, plan position size, and use a pre-trade checklist. Take the next step at your own pace.
Explore the learning hub ↗GO DEEPER WHEN YOU WANT
Keep building your process.
Research markets, follow guided learning, and join educational conversations focused on understanding and accountability.
Read the pre-trade checklist ↗Feature access can depend on your account, plan, connected data and permissions.
Accountability
Show the calls.
Show the calls.
Show what happened next.
RichesReach shows recent Apex calls and how they aged. When WAIT was right, you see it. When nothing cleared, you see that too.
Track record
Labeled outcomes over the last 30 days—favorable rate, recent calls, honest empty states when data is thin.
No cherry-picking. No fabricated win rates. Accountability is part of the product.
RichesReach Pro
A watchlist with
A watchlist with
a reason to come back.
When Apex says WAIT, you shouldn't have to stare at the screen. Verdict Watch alerts you when conditions change—so you can re-check before you act.
Set a watch. Get notified.
Save a symbol you're watching, and RichesReach Pro can nudge you when Apex moves from WAIT toward TAKE—or when risk shifts enough to matter. It's monitoring, not auto-trading.
WAITRE-CHECK
Explore RichesReach Pro ↗MAKE THE NEXT QUESTION A BETTER ONEA little learning.
See all learning guides ↗A little learning.
A stronger foundation.
01THE CHECKLISTShould I take
Size the risk.
Look beyond
Should I take
this trade?
Work through setup, timing and risk before you act.
Read the guide ↗02THE CALCULATORSize the risk.
Before the position.
Explore how position size changes the dollars at risk.
Open the risk calculator ↗03THE RESEARCHLook beyond
the headline.
Build a more structured way to evaluate a stock.
Read the guide ↗
Plans
Start with a question.
Start with a question.
Choose how deep to go.
Try Quick Check free. Pro is unlimited checks and WAIT → TAKE alerts — after you have already used the product.
Try it free
$0 / download
- 3 Quick Checks per week
- TAKE, WAIT, or PASS with Apex Score
- No subscription required to try
Unlimited scans + alerts
$14.99 / month
- Verdict Watch alerts
- Deeper Apex analysis and history
- Expanded monitoring and decision tools
Included in every download
No Pro required
- Portfolio and research tools
- Guided learning and community
- Always available inside the app — not behind the Pro paywall
Current pricing and purchase terms are shown in the app before purchase. Plans and billing options can vary by platform and app release. For Apple subscriptions, manage or cancel in Settings → Apple ID → Subscriptions. Manage your plan ↗
Who's building this
Built for a better
Built for a better
relationship with money.
Marion Collins Founder, RichesReach
I started RichesReach because too many people — especially in places where nobody sits you down and explains how money works — end up taking advice from a chart or a stranger on social media promising they'll get rich. I've spent 13 years as a software engineer across a bunch of different industries, with a degree in information systems and a business administration minor from UNF. RichesReach is the tool I wish had existed: it tells you TAKE, WAIT, or PASS with real reasoning, tracks its own calls honestly, and lets you practice before you risk real money.
Account linking runs through Plaid, not us directly — we never see or store your bank login. Data in transit is encrypted, and you can revoke access at any time from the app or Plaid's consumer portal.
FAQ
Good questions.
Good questions.
Straight answers.
Straight answers for beginners and active traders — before you download.
Is RichesReach for beginners or experienced investors?
Both. If you're starting to invest, Quick Check gives a plain TAKE, WAIT, or PASS before you risk money. If you already trade, Apex adds setup quality, timing, and risk context at the moment of action.
What do TAKE, WAIT, and PASS mean?
TAKE means the setup and timing look aligned within product risk rules. WAIT means the idea may be fine but entry conditions have not cleared. PASS means risk does not justify acting now. None of these are guarantees of profit.
Do I need to link my bank account?
No. You can use Quick Check without linking a bank. If you choose portfolio features later, linking runs through Plaid — we never see or store your bank login.
Is this investment advice?
No. RichesReach provides educational information and decision-support tools. It is not individualized investment advice and does not guarantee results. Investing involves risk, including possible loss of principal.
How many free scans do I get?
Three Quick Checks each week on the free plan. Pro unlocks unlimited checks plus WAIT → TAKE monitoring alerts.
Can I cancel Pro anytime?
Yes. Manage your subscription through the billing provider shown at purchase. For iPhone subscriptions, use Settings → Apple ID → Subscriptions; Apple handles billing. For Android, use the subscription-management option in your app when available, or contact support.
Does RichesReach use real market data?
Yes. Apex uses live and historical market data to score setups. The weekly ledger on this site also compares recent calls against real end-of-day prices.
Is my financial data safe?
Account linking uses Plaid. Data in transit is encrypted. You can revoke access anytime from the app or Plaid's consumer portal. See our Privacy Policy for details.
TAKE A CLEARER PERSPECTIVE WITH YOUYour next move.
Your next move.
With more context.
Get RichesReach. One full guest reveal per visit · up to 3 checks per week in the app.
Important disclosure
RichesReach provides financial education, market information and decision-support tools powered by Apex. It is not individualized investment advice. TAKE, WAIT and PASS are product decisions, not guarantees of profit or loss. Nothing on this site is a recommendation to buy or sell any security. Investing involves risk, including possible loss of principal.