1. Acceptance of terms
By downloading, accessing, or using RichesReach AI and related services, you agree to be bound by these Terms. If you do not agree, do not use the service.
2. Description of service
RichesReach AI is an AI-powered financial intelligence platform that may include:
- Portfolio tracking and account aggregation features
- Educational market insights and AI-generated analysis
- Community or social-learning product experiences
- Subscription-based premium features
3. Eligibility
- You must be at least 18 years old or use the service only with lawful authorization
- You must be legally able to enter binding agreements
- You are responsible for compliance with local laws in your jurisdiction
4. User accounts
- You must provide accurate and complete registration information
- You are responsible for safeguarding login credentials
- You are responsible for activity conducted under your account
- We may suspend or terminate accounts that violate these Terms
5. Investment and financial disclaimers
RichesReach AI provides educational content, analytics, and product experiences. Unless expressly stated otherwise, nothing on the site or in the app is individualized investment advice, a recommendation to buy or sell securities, or a guarantee of returns.
- All investing involves risk, including risk of loss
- Past performance does not guarantee future results
- AI-generated content may be incomplete, inaccurate, or unsuitable for your circumstances
- You should consult licensed professionals where appropriate
6. Permitted and prohibited conduct
You may not:
- Use the service for unlawful or fraudulent purposes
- Attempt unauthorized access to our systems or other users’ data
- Interfere with the operation or security of the platform
- Post abusive, misleading, or infringing content
- Use bots or scraping systems in ways we do not authorize
7. Subscriptions and billing
- Some features may require a paid subscription
- App Store and Google Play subscriptions are managed through those stores
- Users can access our management page at /account/subscription/
- Unless required by law or store policy, fees are generally non-refundable once billed
8. Intellectual property
RichesReach AI, its software, branding, site design, and platform content are protected by intellectual property laws. You may not copy, modify, redistribute, or reverse engineer the service except as allowed by law.
9. Service availability
We aim for reliable availability, but the service may change, be interrupted, or be discontinued at any time. We are not responsible for downtime caused by maintenance, partners, networks, or external providers.
10. Disclaimers and limitation of liability
The service is provided “as is” and “as available” to the maximum extent permitted by law. We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, RichesReach AI is not liable for indirect, incidental, special, consequential, or exemplary damages, or for losses tied to your investment decisions, lost profits, or lost data.
11. Termination
You may stop using the service at any time. We may suspend or terminate access if you violate these Terms, create risk for other users, or if we decide to discontinue some or all of the service.
12. Governing law
These Terms are governed by applicable law as determined by the company’s operating jurisdiction, except where consumer protection laws require otherwise.